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Senior Property Tax Exemption Age by State

"What age do you stop paying property taxes?" doesn't have a single answer — no state eliminates property tax for seniors outright, but most offer an exemption once a homeowner reaches a minimum age, and that age is not the same everywhere. The table below lists the verified minimum qualifying age for every state's senior exemption, alongside whether an income limit applies on top of the age requirement and what the benefit is worth. A handful of states pair the age threshold with a fairly low income cap, which effectively narrows eligibility to lower- and middle-income seniors even though the age requirement alone would suggest broader eligibility. Click through to any state for the full eligibility rules, a worked savings example at that state's median tax rate, and how to apply.

Senior Property Tax Exemption Age by State comparison table

Senior Property Tax Exemption Age by State comparison table
StateMinimum ageIncome limitBenefit
Alabama65+$12,000Full exemption
Alaska65+Income limit applies$150,000
Arkansas65+Income limit appliesAssessment freeze
Colorado65+None50%
Connecticut65+$56,500$1,250
Delaware65+Income limit applies$500
District of Columbia65+$159,75050%
Illinois65+$75,000Assessment freeze
Indiana65+$70,000Tax ceiling
Iowa65+Income limit applies$6,500
Kansas65+Income limit applies75%
Kentucky65+Income limit applies$49,100
Louisiana65+$100,000Assessment freeze
Massachusetts65+Income limit applies$500
Mississippi65+Income limit applies$7,500
Nebraska65+$64,500100%
New Jersey65+$10,000$250
New York65+$110,750$88,500
North Carolina65+$58,200Deferral
North Carolina65+$38,800$25,000
North Dakota65+$70,000$9,000
Ohio65+$41,000$29,000
Oklahoma65+Income limit appliesAssessment freeze
Oregon62+$70,000Deferral
South Carolina65+Income limit applies$50,000
South Dakota65+$66,885Assessment freeze
Tennessee65+Income limit appliesAssessment freeze
Tennessee65+$38,470$33,600
Texas65+None$60,000
Texas65+NoneTax ceiling
Utah66+$44,221Flat credit
Washington60+Income limit appliesDeferral
Washington61+Income limit appliesAssessment freeze
West Virginia65+Income limit applies$20,000

See the methodology for how figures are verified and estimates computed.

Informational only — not legal or tax advice. Exemption rules and amounts are summarized from official statutes and state tax-agency sources as of each program's verified date and can change by legislative session. Dollar figures are estimates derived from Census ACS county tax data, not actual bills. Confirm your eligibility and current amounts with your county assessor before relying on anything here.