Property Tax Relief for Disabled Homeowners
Who qualifies
- Income limit
- $38,470Maximum 2025 combined income = $38,470 for the 2026 program. Same state tax-relief income limit as the elderly program.
- Ownership
- Must own the home and use it as the primary residence.
- Residency
- Must own and occupy the home as primary residence in Tennessee; must be totally and permanently disabled on or before December 31 of the tax year.
How much it saves
Worked example — a $300,000 home at Tennessee's median effective rate (~0.50%):
Your county's rate differs — use the calculator for a figure tuned to where you live.
How to apply
- Application required: Yes
- Deadline: 35 days after the delinquency date of the property tax bill; taxes must also be paid by that date.
- Renewal: annual — Applied for annually through the county trustee; income/eligibility re-verified each year.
Combining with other exemptions
Limited to the primary residence; may combine with the local-option Property Tax Freeze in participating jurisdictions.
Amount cross-checked against a second official artifact: comptroller.tn.gov/office-functions/pa/property-taxes/property-tax-programs/tax-relief.html.
Informational only — not legal or tax advice. Exemption rules and amounts are summarized from official statutes and state tax-agency sources as of each program's verified date and can change by legislative session. Dollar figures are estimates derived from Census ACS county tax data, not actual bills. Confirm your eligibility and current amounts with your county assessor before relying on anything here.