Homestead Exemption (totally disabled)
Who qualifies
- Income
- No income limit; applicant must be classified as totally disabled and must have received disability payments for the entire assessment period.
- Ownership
- Applicant must own and occupy the residence and be classified as totally disabled under a public or private retirement/disability program.
- Residency
- Property must be owned and maintained as the applicant's primary residence in Kentucky.
How much it saves
Worked example — a $300,000 home at Kentucky's median effective rate (~0.72%):
Your county's rate differs — use the calculator for a figure tuned to where you live.
How to apply
- Application required: Yes
- Deadline: Application (Form 62A350) filed with the county Property Valuation Administrator (PVA) by December 31 of the tax year.
- Renewal: annual — Disability-based applicants must reapply annually UNLESS they are a veteran with a service-connected disability, or are determined totally and permanently disabled by the Social Security Administration or by Kentucky Retirement Systems, in which case annual reapplication is not required.
- Official application form
Combining with other exemptions
Same statutory dollar amount as the age-65 homestead exemption; a household receives one homestead/disability exemption.
Amount cross-checked against a second official artifact: revenue.ky.gov/News/Pages/DOR-Sets-2025-2026-Homestead-Exemption.aspx.
Informational only — not legal or tax advice. Exemption rules and amounts are summarized from official statutes and state tax-agency sources as of each program's verified date and can change by legislative session. Dollar figures are estimates derived from Census ACS county tax data, not actual bills. Confirm your eligibility and current amounts with your county assessor before relying on anything here.