Indiana

Shelby County Property Tax Exemptions & Savings

Statewide exemptions available in Shelby County, with savings estimated against this county's own effective tax rate. See all Indiana exemptions or compare tax rates across every Indiana county.

Median annual bill: $1,327
Median home value: $188,300
Effective rate: 0.70%
Rank in Indiana: 36 of 92

Indiana's median effective rate is 0.68%, for comparison.

Data as of July 2026.

Available programs

Homestead Exemption

Homestead Standard Deduction

Mechanism:: Assessed-value reduction
Benefit:: $48,000 reduction
Scope:: All property taxes

Eligibility & how to apply →

Homestead Exemption

Supplemental Homestead Deduction

Mechanism:: Percentage reduction
Benefit:: 40% reduction
Scope:: All property taxes

Eligibility & how to apply →

Senior (65+) Exemption

Over 65 Circuit Breaker Credit

Mechanism:: Tax ceiling / freeze
Benefit:: Tax ceiling / freeze
Scope:: All property taxes
Age:: 65+

Eligibility & how to apply →

Disabled Veteran Exemption

Deduction for Totally Disabled Veteran (or Surviving Spouse)

Mechanism:: Full exemption
Benefit:: 100% reduction
Scope:: All property taxes

Eligibility & how to apply →

Estimated savings in Shelby County

At this county's effective rate, for three example home values. Estimates only.

Estimated annual property tax savings by program and example home value
Program	$188,300 home	$282,450 home	$376,600 home
Homestead Standard Deduction	~$338 est.	~$338 est.	~$338 est.
Supplemental Homestead Deduction	~$531 est.	~$796 est.	~$1,062 est.
Deduction for Totally Disabled Veteran (or Surviving Spouse)	~$1,327 est.	~$1,991 est.	~$2,654 est.

Estimate your own savings

Prefilled for Shelby County. Enter your home value and situation.

State

County (optional — sharpens the rate)

Home value

Age (optional)

SituationI'm a veteranI have a qualifying disability

Household income (optional)

Income limits use different definitions (AGI, "income for the year," etc.) — this is a guide, not a determination.

Using the Shelby County effective rate (~0.70%) on a $350,000 home. Figures are estimates.

Homestead Standard Deduction
Homestead Exemption
~$338/year
Estimate — this is an estimate, not a quoted bill.
Supplemental Homestead Deduction
Homestead Exemption
~$987/year
Estimate — this is an estimate, not a quoted bill.

Estimates only, from ACS-derived effective rates — not a quote or a determination. See methodology.

Local-option programs

Your county or city may offer additional local-option exemptions with locally set limits that this site doesn't cover in v1 — confirm with your county assessor. Indiana Department of Revenue.

Frequently asked questions

What is the property tax rate in Shelby County, Indiana?: Shelby County's effective property tax rate is about 0.70%, derived from 2023 Census ACS data: a median annual bill of $1,327 on a median home value of $188,300. That ranks 36 of 92 Indiana counties by effective rate.
What property tax exemptions can I get in Shelby County?: Shelby County homeowners can apply for Indiana's statewide programs: Homestead Standard Deduction (Homestead Exemption), Supplemental Homestead Deduction (Homestead Exemption), Over 65 Circuit Breaker Credit (Senior (65+) Exemption), Deduction for Totally Disabled Veteran (or Surviving Spouse) (Disabled Veteran Exemption). Your county or city may also offer additional local-option exemptions this site doesn't cover for now — confirm those with your county assessor.
How much can the Homestead Standard Deduction save in Shelby County?: On Shelby County's own median home value of $188,300, the Homestead Standard Deduction is estimated to save roughly $338 per year at the county's 0.70% effective rate.
When is the property tax exemption deadline in Indiana?: Deadlines vary by program in Indiana: File Form HC10 (State Form 05473) with the county auditor by January 15 of the year the taxes are first due and payable; automatic carryover thereafter. No separate application; granted automatically to any property receiving the Homestead Standard Deduction. File with the county auditor; no annual refiling required once approved (must notify the auditor within 60 days of becoming ineligible). Application filed with the county auditor; automatic carryover once approved (Ind. Code 6-1.1-12-17.8).

Informational only — not legal or tax advice. Exemption rules and amounts are summarized from official statutes and state tax-agency sources as of each program's verified date and can change by legislative session. Dollar figures are estimates derived from Census ACS county tax data, not actual bills. Confirm your eligibility and current amounts with your county assessor before relying on anything here.

Shelby County Property Tax Exemptions & Savings

Statewide exemptions available in Shelby County, with savings estimated against this county's own effective tax rate. See all Indiana exemptions or compare tax rates across every Indiana county.

Median annual bill: $1,327
Median home value: $188,300
Effective rate: 0.70%
Rank in Indiana: 36 of 92

Indiana's median effective rate is 0.68%, for comparison.

Data as of July 2026.

Available programs

Homestead Exemption

Homestead Standard Deduction

Mechanism:: Assessed-value reduction
Benefit:: $48,000 reduction
Scope:: All property taxes

Eligibility & how to apply →

Homestead Exemption

Supplemental Homestead Deduction

Mechanism:: Percentage reduction
Benefit:: 40% reduction
Scope:: All property taxes

Eligibility & how to apply →

Senior (65+) Exemption

Over 65 Circuit Breaker Credit

Mechanism:: Tax ceiling / freeze
Benefit:: Tax ceiling / freeze
Scope:: All property taxes
Age:: 65+

Eligibility & how to apply →

Disabled Veteran Exemption

Deduction for Totally Disabled Veteran (or Surviving Spouse)

Mechanism:: Full exemption
Benefit:: 100% reduction
Scope:: All property taxes

Eligibility & how to apply →

Estimated savings in Shelby County

At this county's effective rate, for three example home values. Estimates only.

Estimated annual property tax savings by program and example home value
Program	$188,300 home	$282,450 home	$376,600 home
Homestead Standard Deduction	~$338 est.	~$338 est.	~$338 est.
Supplemental Homestead Deduction	~$531 est.	~$796 est.	~$1,062 est.
Deduction for Totally Disabled Veteran (or Surviving Spouse)	~$1,327 est.	~$1,991 est.	~$2,654 est.

Estimate your own savings

Prefilled for Shelby County. Enter your home value and situation.

State

County (optional — sharpens the rate)

Home value

Age (optional)

SituationI'm a veteranI have a qualifying disability

Household income (optional)

Income limits use different definitions (AGI, "income for the year," etc.) — this is a guide, not a determination.

Using the Shelby County effective rate (~0.70%) on a $350,000 home. Figures are estimates.

Homestead Standard Deduction
Homestead Exemption
~$338/year
Estimate — this is an estimate, not a quoted bill.
Supplemental Homestead Deduction
Homestead Exemption
~$987/year
Estimate — this is an estimate, not a quoted bill.

Estimates only, from ACS-derived effective rates — not a quote or a determination. See methodology.

Frequently asked questions

What is the property tax rate in Shelby County, Indiana?

Shelby County's effective property tax rate is about 0.70%, derived from 2023 Census ACS data: a median annual bill of $1,327 on a median home value of $188,300. That ranks 36 of 92 Indiana counties by effective rate.

What property tax exemptions can I get in Shelby County?

Shelby County homeowners can apply for Indiana's statewide programs: Homestead Standard Deduction (Homestead Exemption), Supplemental Homestead Deduction (Homestead Exemption), Over 65 Circuit Breaker Credit (Senior (65+) Exemption), Deduction for Totally Disabled Veteran (or Surviving Spouse) (Disabled Veteran Exemption). Your county or city may also offer additional local-option exemptions this site doesn't cover for now — confirm those with your county assessor.

How much can the Homestead Standard Deduction save in Shelby County?

On Shelby County's own median home value of $188,300, the Homestead Standard Deduction is estimated to save roughly $338 per year at the county's 0.70% effective rate.

When is the property tax exemption deadline in Indiana?

Deadlines vary by program in Indiana: File Form HC10 (State Form 05473) with the county auditor by January 15 of the year the taxes are first due and payable; automatic carryover thereafter. No separate application; granted automatically to any property receiving the Homestead Standard Deduction. File with the county auditor; no annual refiling required once approved (must notify the auditor within 60 days of becoming ineligible). Application filed with the county auditor; automatic carryover once approved (Ind. Code 6-1.1-12-17.8).