Effective property tax rates for all 95 Tennessee counties — median real estate taxes paid ÷ median home value, from U.S. Census ACS data — ranked highest to lowest. Shelby County has the highest rate at 1.03%; Cumberland County has the lowest at 0.31%.
Data as of July 2026.
| Rank | County | Effective rate | Median annual bill | Median home value |
|---|---|---|---|---|
| 1 | Shelby County | 1.03% | $2,376 | $229,700 |
| 2 | Haywood County | 0.71% | $854 | $119,600 |
| 3 | Lake County | 0.71% | $758 | $107,000 |
| 4 | Gibson County | 0.68% | $1,016 | $149,700 |
| 5 | Montgomery County | 0.67% | $1,671 | $248,300 |
| 6 | Hamilton County | 0.67% | $1,888 | $282,100 |
| 7 | Carroll County | 0.66% | $809 | $122,100 |
| 8 | Lauderdale County | 0.66% | $808 | $122,100 |
| 9 | Hardeman County | 0.65% | $762 | $116,800 |
| 10 | Crockett County | 0.65% | $865 | $134,100 |
| 11 | Cocke County | 0.64% | $911 | $141,800 |
| 12 | Sullivan County | 0.63% | $1,205 | $190,800 |
| 13 | Davidson County | 0.62% | $2,390 | $386,600 |
| 14 | Anderson County | 0.62% | $1,333 | $215,800 |
| 15 | Clay County | 0.61% | $841 | $136,900 |
| 16 | Madison County | 0.61% | $1,161 | $189,700 |
| 17 | Coffee County | 0.61% | $1,378 | $227,300 |
| 18 | Dyer County | 0.61% | $966 | $159,500 |
| 19 | Morgan County | 0.58% | $837 | $144,000 |
| 20 | Benton County | 0.58% | $717 | $123,400 |
| 21 | Perry County | 0.58% | $660 | $113,800 |
| 22 | Houston County | 0.57% | $861 | $150,100 |
| 23 | Unicoi County | 0.57% | $960 | $168,200 |
| 24 | Obion County | 0.57% | $697 | $122,700 |
| 25 | Hickman County | 0.57% | $1,089 | $192,000 |
| 26 | Franklin County | 0.56% | $1,218 | $215,700 |
| 27 | Polk County | 0.56% | $770 | $136,400 |
| 28 | Hawkins County | 0.56% | $940 | $166,900 |
| 29 | Roane County | 0.55% | $1,172 | $212,300 |
| 30 | Washington County | 0.55% | $1,278 | $231,700 |
| 31 | Marshall County | 0.54% | $1,334 | $246,100 |
| 32 | Weakley County | 0.54% | $737 | $136,300 |
| 33 | Wayne County | 0.54% | $683 | $126,600 |
| 34 | Chester County | 0.54% | $837 | $155,200 |
| 35 | Sumner County | 0.53% | $1,944 | $364,000 |
| 36 | Lawrence County | 0.53% | $940 | $176,700 |
| 37 | Carter County | 0.53% | $833 | $157,200 |
| 38 | Scott County | 0.53% | $616 | $116,800 |
| 39 | Putnam County | 0.53% | $1,299 | $246,800 |
| 40 | Tipton County | 0.53% | $1,158 | $220,100 |
| 41 | Robertson County | 0.52% | $1,547 | $296,700 |
| 42 | Stewart County | 0.52% | $951 | $182,700 |
| 43 | Bradley County | 0.51% | $1,174 | $230,800 |
| 44 | Cheatham County | 0.51% | $1,479 | $291,400 |
| 45 | Rutherford County | 0.51% | $1,757 | $346,400 |
| 46 | Grainger County | 0.51% | $871 | $172,000 |
| 47 | Lewis County | 0.50% | $795 | $157,800 |
| 48 | Blount County | 0.50% | $1,387 | $275,700 |
| 49 | Dickson County | 0.50% | $1,369 | $272,700 |
| 50 | Bedford County | 0.50% | $1,274 | $255,300 |
| 51 | Jackson County | 0.50% | $671 | $135,200 |
| 52 | Claiborne County | 0.49% | $728 | $148,000 |
| 53 | Decatur County | 0.49% | $654 | $133,900 |
| 54 | Moore County | 0.48% | $1,252 | $259,300 |
| 55 | Henry County | 0.48% | $700 | $145,200 |
| 56 | Maury County | 0.48% | $1,476 | $307,500 |
| 57 | Cannon County | 0.48% | $1,091 | $227,600 |
| 58 | Humphreys County | 0.48% | $895 | $186,900 |
| 59 | Knox County | 0.48% | $1,332 | $279,700 |
| 60 | Lincoln County | 0.47% | $991 | $209,100 |
| 61 | Jefferson County | 0.47% | $990 | $210,000 |
| 62 | Henderson County | 0.47% | $732 | $156,000 |
| 63 | Giles County | 0.47% | $953 | $204,100 |
| 64 | Smith County | 0.47% | $1,047 | $224,500 |
| 65 | Rhea County | 0.46% | $825 | $178,500 |
| 66 | Hamblen County | 0.46% | $863 | $188,800 |
| 67 | Sequatchie County | 0.45% | $986 | $217,800 |
| 68 | Hancock County | 0.45% | $533 | $118,000 |
| 69 | Warren County | 0.45% | $777 | $173,900 |
| 70 | Monroe County | 0.44% | $887 | $199,700 |
| 71 | Marion County | 0.44% | $771 | $173,600 |
| 72 | Wilson County | 0.44% | $1,743 | $397,000 |
| 73 | Hardin County | 0.43% | $666 | $154,000 |
| 74 | Greene County | 0.43% | $803 | $186,400 |
| 75 | Williamson County | 0.43% | $2,891 | $673,700 |
| 76 | White County | 0.43% | $809 | $190,200 |
| 77 | Trousdale County | 0.42% | $1,200 | $284,100 |
| 78 | Grundy County | 0.42% | $563 | $133,400 |
| 79 | Macon County | 0.41% | $858 | $211,200 |
| 80 | Bledsoe County | 0.41% | $671 | $165,400 |
| 81 | Van Buren County | 0.40% | $596 | $149,200 |
| 82 | Loudon County | 0.40% | $1,163 | $292,600 |
| 83 | Overton County | 0.39% | $676 | $171,700 |
| 84 | Meigs County | 0.39% | $727 | $185,500 |
| 85 | McNairy County | 0.39% | $589 | $151,100 |
| 86 | Union County | 0.39% | $720 | $186,300 |
| 87 | Campbell County | 0.38% | $651 | $169,500 |
| 88 | Johnson County | 0.38% | $673 | $175,500 |
| 89 | Pickett County | 0.37% | $606 | $162,200 |
| 90 | McMinn County | 0.37% | $707 | $190,400 |
| 91 | DeKalb County | 0.36% | $747 | $206,600 |
| 92 | Fayette County | 0.35% | $1,092 | $316,000 |
| 93 | Fentress County | 0.34% | $519 | $151,800 |
| 94 | Sevier County | 0.31% | $815 | $259,500 |
| 95 | Cumberland County | 0.31% | $699 | $228,000 |
Rates are estimates derived from Census ACS 5-year data, not your actual bill — see the methodology for how they're calculated. A “≥” rate means the county sits at the ACS top-code ceiling, so the real rate may be higher.
Informational only — not legal or tax advice. Exemption rules and amounts are summarized from official statutes and state tax-agency sources as of each program's verified date and can change by legislative session. Dollar figures are estimates derived from Census ACS county tax data, not actual bills. Confirm your eligibility and current amounts with your county assessor before relying on anything here.